DECEMBER 8, 2011
Mortgages — Loans for Multifamily Homes
Borrowers should be prepared to fill out a lot more paperwork, and the interest rate and down payment will most likely be higher.
DECEMBER 1, 2011
Mortgages - Help With a Down Payment
The biggest barrier to buying a home these days is saving for the down payment, according to a recent survey published by Trulia.
NOVEMBER 27, 2011
MORTGAGES; A Co-Borrower''s Credit Issues
Vickie Elmer Mortgages column on managing a co-borrower''s problematic credit score; graph of mortgage rates in the New York region. Graph
NOVEMBER 24, 2011
Mortgages- When a Co-Borrower Has Poor Credit
There are ways to raise a FICO score, but in some instances it may be necessary to hold off on a home purchase in order to clean up one applicant’s credit report, or try to go it alone.
NOVEMBER 17, 2011
Mortgages — Inheriting a Home, and a Loan
There might be some emotional attachment to the property, but having the home appraised may help determine whether it’s worth keeping.
NOVEMBER 10, 2011
Mortgages - Retiring Without a Home Loan
Homeowners approaching retirement must first ensure that they have enough cash flow to cover daily expenses, the experts say.
NOVEMBER 3, 2011
Mortgages - Common Triggers of Lender Scrutiny
Lenders routinely look into where loan applicants work and live, how they use credit, and more; sometimes a borrower’s innocuous actions may elicit questions.
OCTOBER 27, 2011
Mortgages - Handling High Closing Costs
Some lenders will offer borrowers a credit toward closing costs if they accept a mortgage interest rate higher than they would ordinarily qualify for.
OCTOBER 20, 2011
Mortgages - Knowing When to Refinance
Mortgage experts warn against rushing into a refinancing — or jumping at the first advertised low rate.
OCTOBER 13, 2011
Mortgages - What to Do After an Application Is Rejected
Some borrowers succeed on the second or third attempt, after they have saved for a larger down payment, improved their credit and switched to another lender.
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